Strong customer authentication, or SCA for short, has been a buzzword in the world of European online payments for the last few years. It forms the core of the revised payments services directive (PSD2) to ensure advanced authentication during the final stages of eCommerce payments and transactions. Its core aim…

In the latest episode of the Darknet Summary, we’ll look at the emergence of BidenCash — a new carding site offering millions of people’s valuable stolen credit card numbers and personally identifiable information (PII). …

We’re in the midst of some major changes in the world of online financial services. From the early days of mobile banking apps to the rise of alternative payment methods, the services available to consumers are continually improving. Despite such services feeling like a standard part of everyday online life…

It might not seem all that long ago when we were intrepidly awaiting the implementation of the PSD2 revised payment services directive (2015/2366/EU) — something we have covered extensively in our blog posts — from the point of consultations to roll out across the European Union (EU). And now just…

The world of internet banking has come a long way since its inception in the late 1990s. Following the internet trend, the convenience of the world going mobile led to the world’s first fully functional mobile banking app (first for Apple and Blackberry devices, and eventually Android), introduced by the…

Today it’s hard to find someone who isn’t a frequent user of ride-hailing apps. The success of the global mobility as a service (MaaS) market is huge, mainly down to the sheer convenience of ride-hailing apps and other similar services for ride-sharing, e-scooter rides and public bike sharing! App-based ride…

The advance of FinTech has led to the evolution of online payments, which in turn has led to the improvement of eCommerce and banking experiences for consumers. It’s impressive stuff. But with all tech advances, regular consumers of this tech expect a lightning-speed service and a variety of choices. Their…

If there’s ever been any certainty about fraud, it’s that fraudsters are always trying to adapt old, tried and tested techniques to the new realities of evolving technologies. Increasingly, they are turning to innovative new ways to target the growing no. of global smartphone users — mobile application fraud is…